A CD is a loan of up to $75,000 that are given based on the equity in your home. Use it to spruce up your yard, re-do your kitchen, take that trip to Europe you have always wanted, or just spoil the grandkids. No appraisal needed, and total costs of only ½% of the loan amount. Comes with a fixed rate of up to 10 years. Call (801)374-5856 to get started.